C-O-D-E-R-E-D

When you get married, you may find yourself eating what your husband wants to eat in the same quantities.
My husband is bigger so he eat more, and when I am with him, I eat more too.

One of my friends advised me to take vigilance and self-control. She told me that if we are eating out, salad
and appetizer would be enough instead of a full entree like my husband does. And when we are at home, it is better
if I can serve myself less of what my husband loads onto his plate. After a couple of months, I was able to lose
about two kilos despite the fact that I eat more elaborate meals than I used to simply because I limit the quantity
of food that I will eat. I also drink grape fruit juice one hour before the meal to lose my appetite. Some exercises
help me also to burn out some fats. I prefer to eat more on soup than solid food for easy digestion.

Now I am careful on what I eat. I make sure that it is enough to gain all the vitamins and minerals to keep
my body strong and healthy.

I came across a store where they offer a selection of kitchen and table accessories. It is refreshing, not to mention practical, to see
so many beautiful objects for the home all in one place.

I found some lovely things to set your breakfast table with, from salt and pepper shakers to sleek pitchers that keep both hot and cold
temperatures constant. The citrus-squeezer in aluminum is both elegant and practical at the same time. Its simple design makes it
easy to use and to clean afterward. The milk and sugar set are mini editions of coffee-maker and tea brewer. Nevertheless, I became interested
to buy this wonderful kitchen and table accessories to set in my own table.

I am sure that ones my sister visited our house and found all of these in our dining room, she will definitely asked where she can find this stuff
so that she can also have it.

My mother asked me to buy a gift for her best friend who will celebrate their silver wedding anniversary this coming month.
I was also informed that it is a double celebration because their only daughter will be celebrating her birthday. I have no idea what
kind of gift will I buy for them because I never met the daughter of my mom’s friend.

And If I am not too close to everyone in someone’s family,I pass on the individual gifts and give the whole family one big gift.
I like to give them something they would all enjoy and, if it could something that brings together as a family. I like to give game boards
or six month’s supply of movie tickets along with the list of the best general patronage movies coming out that year. I sometimes
give a set of ornaments for them to add n their collection.

There are many things you can possibly think of, but the trick is to make it general fun for the whole family.

It is never too early to tell your
children how you make your money. Once children start schooling, they
will be exposed to other children of different social standing.

This
will get them curious about what you do, where you work, and how much
money you make. Although eight-year-olds may ask, if they were rich,
this does not mean they want to take a peak at your company’s annual
report. This simply implies that they are wondering if you can buy them
all the stuff they want and take care of all their needs. Teenagers
will be more inquisitive and will want to know more details. Involve
them in your business or bring them to work so they can see how you run
your day.

Start them with a summer job in your company as an
apprentice or an all-around gofer so that they will have more
appreciation for earning their own money as they learn the ropes of
your company.

Children of rich parents tend to
grow up dependent on other people doing things for them. Whether it is
fixing their own stuff, doing their homework, or personally lining up
to get their driver’s license, empower your children and help them
develop confidence by allowing them to do things on their own.

Most
of the time, children of wealthy parents who own family businesses grow
up knowing that someday they will have a turn at steering the reins.
Children should be equipped mentally and emotionally to be up to this
task. Instill in your children the value of a strong educational
background and good work ethics. Since you have the money to send your
kids to the best schools, encourage them to discover the world and make
their own choices for the future.

Be open to the other
interests that may have and be sure to stop yourself from showing
disappointment if they show no inclination to follow in your footsteps.

One morning, I overheard my office mates’ conversation about the gifts they have to buy for their friends and love ones
this holiday season.

They were exchanging their ideas on what particular gift is good for the particular person. They noticed that I am not
interested to share my ideas. Someone teased me that I have no plan of giving gifts for them. I just told them that it is not
problem for me because I have a running list on Excel that I use and update every year, removing acquaintances
I haven’t seen for a year or those who have moved away.They were amazed when I informed them that I categorize my list
first by country to remind me of gifts or cards I have to send out. I also create different spreadsheets for the office, friends,
and family. I also keep track of how much I spent the year before as a guide for assigning this year’s budget.

That way, at least on paper, I know how much I should set aside or save.

Since most of us come from a
generation where money was never discussed on the table, it is often
hard for the current generation of parents to talk to their children
about finances.

But children are more perceptive than we think
they are. Children should be comfortable with money. Your attitude
toward money as a parent greatly influences how your children will
value your wealth. Seeing what kind of purchases you make, how you
travel, and where your money goes will surely raise questions in their
head. Talk to them about how your wealth was acquired. Was it all
inherited? Did you start dirt poor and work your way up?

It is
important for children to know that it is difficult to earn money,
whether it was or inherited or not, you have to really work hard to
keep it stay to you so you, and careful planning help a lot in
attaining the lifestyle they envision for themselves.

My daughter was crying when she went home from playing one morning. when I asked her why? she said that our new neighbor
took her doll and when she was trying to get it back, that girl threw away the doll to a garbage can. As a mother, my first instinct is
to comfort her. After wards, I went to our neighbor’s house to talk with the mother of that girl.

The mother was very apologetic for the actuation of her daughter. She revealed that she don’t know why her daughter have this kind
of behavior when in fact, they can afford to buy whatever she want. She even told me that she do not let her daughter play with other
children because of such behavior. I realized now that a child who used to getting everything she want sometimes tend to equate the
acquisition of material things and always having her way to fulfillment and satisfaction. I inform the mother that the children in our
community will be having an inexpensive hiking trip this Sunday, I advised her to allow her child join in this kind of activity to help
her appreciate nature.

In that way, she can be able to get the values of gratitude, friendship, and charity.

Children born into wealthy households
often have helpers and caregivers who play a vital role in their
development. But make sure that you now who raises your children. Is it
that nanny, your personal assistant.

Parents who entrust the
care of their children to other people when they are away for business
or pleasure should assure their child’s physical, emotional, and
psychological well-being. Are they really safe to be with them? What if
your child became more close to their nanny than yours? There can never
be a substitute to parents spending time with their children. But if
being away from kids is unavoidable, always try to keep communication
lines open. Talk to their teachers, have a personal relationship with
their caregivers, involve yourself in your children’s life as much as
you can, and monitor your children and the people in charge of them
regularly, even from a distance.

Through this, you can still be able to express your love to your children.

One Sunday morning, my former classmate in college visited me in my clinic. I wonder what brings her to me until she revealed her problem.
According to my friend, she wants her daughter to take a medicine course so that she will become a doctor like her and the entire family. However, her daughter decline the suggestion, instead, she took the Hotel and Restaurant Management course.She even disclosed that she can sent her to any exclusive school if she just obey her. I realized now that she wanted to know how did I convinced my daughter to follow my footstep. I just told her that maybe
because we have the same interest.

I emphasized that money should never be a means to manipulate her daughter into staying in her shadow or continuing their legacy.
Use their money to provide her daughter with a wealth of experiences that will help her develop into confident, responsible, and independent
individuals ready to take on the world on her own.